Description

Job Description

This role will lead the strategic planning, development, and management of all aspects of Temenos Core banking lending (assets) products framework

1. Responsible for Asset product configurations in Temenos Transact/T24 system and activities such as End-to-end setup of lending products in Temenos Transact (T24) using AA (Arrangement Architecture). Configure loan types (Term Loans, Revolving Credit, Syndicated Loans, Islamic Murabaha/Ijara). Define product conditions (interest rates, fees, repayment schedules, prepayment penalties). Implement collateral management (pledges, liens, LTV ratios)
2. Responsible for Loan Lifecycle management in Temenos Transact/T24 system, Origination to Closure: Configure workflows for loan disbursement, servicing, restructuring, and write-offs. Amortization & Accruals: Set up PRINCIPAL/INTEREST accounting (straight-line, declining balance). Delinquency Management: Define NPA (Non-Performing Asset) workflows and provisioning rules (IFRS9).
3. Expert in Temenos Transact/T24 Lending Modules: Deep knowledge of LD (Lending), AA (Arrangement Architecture), CO (Collateral), LIM (Loan IQ Migration). Customizations: Write/enhance Temenos BASIC routines for business logic. Integrations: Work with Payment Hubs, Credit Bureaus, Rating Agencies. Troubleshooting: Debug batch job failures, accounting mismatches, and COB issues
4. Conducting a business requirement study and suggesting best practice methodologies to satisfy end user requirements and implement an efficient solution.
5. Co-ordinate with Vendors, IT and Business for implementation of initiative, process and systems. Carry out post implementation review of the system, suggest modifications based on user feedback.
6. All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager

Competencies/Skills

Education

• Minimum, Bachelor Degree in IT / Business

Work Experience

• Minimum 6-8 years in Information Technology
• Must have hands on techno functional experience on implementing Temenos Transact Assets Lending Product lifecycle management
• Experience in Project Management methodology like Waterfall, Agile and hands-on experience on tools like Jira, BMC, MS-project etc.